In the Loop Newsletter
January 21, 2026
Dear Huskies,
As we settle into winter quarter, you may have noticed Seattle’s weather living up to its reputation. During the winter months temperatures typically range from 35掳F to 47掳F (2掳C to 8掳C) with about 5 to 6 inches of rain each month and nearly 20 cloudy days. Adjusting to the gray skies and frequent rain can be a challenge鈥攅specially if you鈥檙e coming from sunnier climate鈥攂ut you鈥檙e not alone! The good news is that there are plenty of ways to stay healthy, active, and connected during the winter season.
Staying Active this Winter
Shorter days and limited sunlight can impact your circadian rhythm and overall well-being. Many people experience the “winter blues,鈥� which may show up as low energy, mood changes, or decreased motivation. If this sounds familiar, 91探花has resources to support you. The offers remote Seasonal Support Workshops every Tuesday from 12:00 -1:00 p.m. for you to drop in and learn coping strategies, share experiences, and connecting with peers. Building community can make a big difference during Seattle鈥檚 gloomy winter months. Visit the Counseling Center to learn more about all the upcoming sessions.
And don’t let the rain keep you indoors! Explore the IMA for indoor sports and fitness classes through the Rec Class Pass program. You can also join fun Friday night activities such as archery and log rolling, available until March. The WholeU website features helpful guides on , and to help you design your own winter fitness routines. If you are interested in off-campus options, be sure to check out for a variety of deals on local fitness and recreational activities.
Managing Your Financial Well-being
Winter also marks the start of a new year鈥攁 great time to reflect on your financial goals and start planning ahead. Financial literacy refers to a set of skills including creating budgeting, tracking expenses, understanding credit, and making informed financial decisions. For international students, strong financial well-being is an important part of a successful academic and personal experience in the U.S. Here are a few tips to help you get started:
- Budget with purpose: Track your expenses for one month to better understand your spending habits. Use an app or spreadsheet to categorize spending (housing, food, transportation, entertainment) and identify areas where you can save.
- Build your safety net: Try to save for emergencies by setting aside even $20-$50 per month. Small amounts add up over time! Ideally, aim to build savings that can cover 3 to 6 months of essential expenses.
- Understand U.S. credit: If you’re trying to build a credit history (learn more about credit and credit system ), pay your credit card balances in full each month and never miss a payment. Your credit score can affect future housing and employment opportunities, so starting early is helpful.
- Make a quarterly plan: Set clear financial goals for each quarter鈥攚hether it’s saving for spring break travel, summer housing, or sending money home. Having specific goals can make budgeting feel more manageable.
Remember, small and consistent steps toward better money management can make a big difference over time. Learn more about managing your finances through 91探花Livewell resources .
Finally, in light of a series of recent governmental updates including , we encourage you to stay up to date on governmental policies through . Pay attention to policies and regulations that apply to your status and don鈥檛 hesitate to reach out with questions.
As always, CIRCLE is here to advocate, engage with, and support you at UW. Feel free to visit us in 250 Schmitz Hall, Monday through Friday, from 10am to 4pm for office hours. Drop in and talk to a friend鈥攚e鈥檇 love to see you!
Sincerely,
CIRCLE Team